2018-2019 Student Health Insurance Waiver Requirements

The George Washington University cares about the health and wellness of our campus community and understands that health insurance helps provide a safety net for students should they experience a medical of mental health illness while enrolled at school.  All medical, on-campus nursing, on-campus Health Science, international (J-1 and F-1 visa holders), and all undergraduate students enrolled in programs in CCAS, ESIA, SEAS, GWSB, and MISPH are required to have health insurance while enrolled at GW.

Students will be automatically enrolled in the GW health insurance plan, offered through Aetna Student Health, and must submit an opt-out waiver if they have another insurance plan that meets the required criteria listed below.  All students including those with limited out of state coverage, and otherwise inadequate coverage are encouraged to review their options carefully before choosing to waive the insurance charge.

Waiver requirements for medical, on-campus nursing, on-campus Health Science, and international (J-1 and F-1 visa holders) students:

  • Must be provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. telephone number.
  • Must be currently active and you must promise to maintain it during the entire period you are registered for the current academic school term.
  • Must provide an annual minimum of $100,000 in coverage for each accident or illness you may suffer each policy year.
  • Must include coverage for prescriptions (medications prescribed by a physician).
  • Must cover pre-existing conditions (illnesses or medical conditions that began before the effective date of the insurance coverage) with no waiting period (or the plan must have been in effect long enough that any waiting period has already passed).
  • Must cover inpatient and outpatient medical and mental health care in the Washington, DC area, including alcohol, drug abuse and detoxification treatment. Emergency-only coverage does not satisfy this requirement.
  • Must cover expenses related to self-inflicted injuries and suicide.
  • Must have a maximum deductible of $500 for international students or $1,500 for domestic students.
  • Must provide at least $50,000 for medical evacuation, which is transportation to your home country so that you can receive medical care there. (International students)
  • Must provide at least $25,000 for repatriation of remains. Repatriation provides transportation to your home country in the event of your death. (International students)

Waiver requirements for undergraduate domestic students:

  • Must cover treatment for emergency care, medical and surgical treatment, hospitalization, diagnostic procedures, laboratory tests, specialty consultations, mental health care (including inpatient hospitalization and outpatient care), alcohol/substance rehabilitation, HIV/AIDS, and maternity benefits. 
  • Must have a maximum deductible of $2,500, or I have the personal or family means or a health savings account to pay for a higher deductible.
  • Must be currently active and you must maintain coverage during the entire period you are registered.
  • Must include coverage for prescriptions (medications prescribed by a physician).