2018-2019 Student Health Insurance Waiver Requirements

The George Washington University cares about the health and wellness of our campus community and understands that health insurance helps provide a safety net for students should they experience a medical of mental health illness while enrolled at school.  All medical, on-campus nursing, on-campus Health Science, international (J-1 and F-1 visa holders), and all undergraduate students enrolled in programs in CCAS, ESIA, SEAS, GWSB, and MISPH are required to have health insurance while enrolled at GW.

Students will be automatically enrolled in the GW health insurance plan, offered through Aetna Student Health, and must submit an opt-out waiver if they have another insurance plan that meets the required criteria listed below.  All students including those with limited out of state coverage, and otherwise inadequate coverage are encouraged to review their options carefully before choosing to waive the insurance charge.

Below is the list of health insurance waiver requirements for undergraduate domestic students, international students, and graduate domestic students enrolled at GW:

My alternative health insurance...

  • Must cover treatment for emergency care, medical and surgical treatment, hospitalization, diagnostic procedures, laboratory tests, specialty consultations, mental health care (including inpatient hospitalization and outpatient care), alcohol/substance rehabilitation, HIV/AIDS, and maternity benefits. 
  • Must have a maximum deductible of $2,500, or a student must have the personal or family means or a health savings account to pay for a higher deductible.
  • Must be currently active and a student must maintain coverage during the entire period they are registered.
  • Must include coverage for prescriptions (medications prescribed by a physician).

*Please note, students must acknowledge that they are responsible for payment of all fees for medical and mental health treatment not covered by their health insurance plan (including but not limited to deductibles, copays, coinsurance and the expenses above their policy maximums and benefit limits). Students must further understand that some health facilities, including the GW Colonial Health Center, may require payment at the time treatment is provided.

My alternative health insurance...

  • Must have a medical plan that offers $50,000 benefits on an annual basis.
  • Must have an annual deductible that does not exceed $500.
  • Must have a policy that is valid for the entire 2018/2019 academic year.
  • Must have a plan that covers pre-existing conditions.
  • Must have a plan that covers Alcohol, Drug Abuse, and Detoxification Treatment.
  • Must have a plan that covers expenses related to self-inflicted injuries (while sane or insane) and suicide.
  • Must have a plan that provides at least $7,500 coverage for Repatriation (repatriation provides transportation to your home country in the event of death).
  • Must have a plan that includes Emergency Medical Evacuation coverage in the amount of at least $10,000 (medical evacuation is emergency transportation to the nearest, most qualified treatment facility).
  • Must have a claims office based in the continental United States and my plan covers Inpatient and Outpatient Care in the George Washington campus area (Emergency coverage only does not satisfy this requirement).

*Please note, students must acknowledge that they are responsible for payment of all fees for medical and mental health treatment not covered by their health insurance plan (including but not limited to deductibles, copays, coinsurance and the expenses above their policy maximums and benefit limits). Students must further understand that some health facilities, including the GW Colonial Health Center, may require payment at the time treatment is provided.

My alternative health insurance...

  • Must have a medical plan that offers $50,000 benefits on an annual basis.
  • Must have an annual deductible that does not exceed $1,500.
  • Must have a policy that is valid for the entire 2018/2019academic year.
  • Must have a plan that covers pre-existing conditions.
  • Must have a plan that covers Alcohol, Drug Abuse, and Detoxification Treatment.
  • Must have a plan that covers expenses related to self-inflicted injuries (while sane or insane) and suicide.
  • Must have a plan that includes Emergency Medical Evacuation coverage in the amount of at least $10,000 (medical evacuation is emergency transportation to the nearest, most qualified treatment facility).
  • Must provide coverage for Inpatient and Outpatient Care in the George Washington campus area (Emergency coverage only does not satisfy this requirement).

*Please note, students must acknowledge that they are responsible for payment of all fees for medical and mental health treatment not covered by their health insurance plan (including but not limited to deductibles, copays, coinsurance and the expenses above their policy maximums and benefit limits). Students must further understand that some health facilities, including the GW Colonial Health Center, may require payment at the time treatment is provided.